Citadel Insurance Brokers Pvt. Ltd. logoCitadel Insurance Brokers Pvt. Ltd.

Our services

Cover built around how you actually operate

Seven specialised lines, one accountable desk. Choose a line below to see what we structure, negotiate and defend.

Corporate Insurance

Property, fire, marine, engineering and business interruption programmes structured around how your business actually runs.

  • Fire & special perils, burglary, marine cargo
  • Contractors all risk & erection all risk
  • Business interruption and asset valuation support

Employee Benefits Plans

Group Mediclaim, personal accident and term life designs that stay affordable while your team keeps growing.

  • Group health, GPA and GTL placement
  • Wellness add-ons and dependant cover options
  • Dedicated HR helpdesk and claim concierge

Liability Insurance

Directors, products, professionals and cyber exposure — covered before a notice ever reaches your desk.

  • D&O, professional indemnity, cyber liability
  • Product & public liability, CGL
  • Contract review for indemnity wording

Health Insurance

Family floaters and top-ups compared across insurers on room rent, waiting periods and real claim behaviour.

  • Family floater & super top-up structuring
  • Pre-existing disease and portability guidance
  • Cashless network mapping near your home

Motor Insurance

Private car, two-wheeler and full commercial fleet programmes handled by a former commercial vehicle head.

  • Fleet rating, IDV optimisation, add-on selection
  • Garage network and surveyor coordination
  • End-to-end own damage & third-party claims

Miscellaneous (MISC)

Event, travel, fidelity, money-in-transit and specialty covers for the risks that do not fit a standard box.

  • Event, travel and fidelity guarantee
  • Money insurance & jewellers block
  • Bespoke specialty placements

Life Insurance (Direct)

Term, savings and retirement planning placed directly, with transparent commission-free advice on what you actually need.

  • Pure term & human life value analysis
  • Retirement and child-goal planning
  • Nomination, MWP Act and claim support

Policies we place

Every cover type, explained simply

General Insurance

General insurance protects your physical assets, health, and daily liabilities against unexpected contingencies.

Health Insurance

Covers medical bills, hospitalization, surgeries, and critical illnesses; common types include individual, family floater, and senior citizen plans.

Motor Insurance

Protects cars and two-wheelers against accidents or theft; third-party liability cover is legally required.

Home Insurance

Safeguards your home's physical structure and personal belongings from fire, theft, or natural disasters.

Travel Insurance

Covers trip cancellations, medical emergencies abroad, and lost baggage.

Personal Accident Insurance

Pays a lump sum if an accident causes temporary or permanent disability or death.

Business & Liability Insurance

Protects commercial entities against property damage, legal claims, and employee group benefits.

Life Insurance

Life insurance provides financial support to your family or dependents if you pass away during the policy term.

Term Insurance

Pure life cover that pays a lump sum to your nominee if you die within a fixed number of years.

Endowment Plans

Combines insurance with savings to pay a guaranteed maturity benefit if you survive the policy term.

Unit-Linked Insurance Plans (ULIPs)

Splits your premium between life coverage and market-linked investments like mutual funds.

Whole Life Insurance

Extends coverage throughout your entire life, usually up to age 99 or 100.

Child Plans

Designed to build a financial corpus for a child's milestone expenses like higher education or marriage.

Retirement / Annuity Plans

Builds a retirement fund to provide regular periodic payouts after you stop working.

Open market access

We work with all Indian insurance companies

General Insurance Companies

National InsuranceThe New India AssuranceThe Oriental InsuranceUnited India InsuranceBajaj Allianz GeneralCholamandalam MS GeneralGo Digit GeneralHDFC ERGO GeneralICICI Lombard GeneralIFFCO Tokio GeneralTata AIG GeneralSBI GeneralReliance GeneralRoyal Sundaram GeneralShriram GeneralUniversal Sompo GeneralMagma HDI GeneralFuture Generali GeneralNavi GeneralLiberty GeneralKotak Mahindra GeneralZuno GeneralAcko GeneralRaheja QBE General

Standalone Health Insurance Companies

Star Health & Allied InsuranceNiva Bupa Health InsuranceCare Health InsuranceManipalCigna Health InsuranceAditya Birla Health InsuranceGalaxy Health Insurance

Life Insurance Companies

Life Insurance Corporation of India (LIC)HDFC LifeICICI Prudential LifeSBI LifeMax LifeBajaj Allianz LifeTata AIA LifeKotak Mahindra LifeAditya Birla Sun LifePNB MetLifeCanara HSBC LifeAgeas Federal LifeEdelweiss Tokio LifeBandhan LifeIndiaFirst LifeReliance Nippon LifeShriram LifeStar Union Dai-ichi LifePramerica LifeAegon Life
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